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BankSonar

Bank of Central Florida

Lakeland, FL · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.3B
Total deposits
$1.1B
Branches
6
Return on assets
1.30%
Return on equity
16.50%
Charter type
State, non-member commercial bank
Established
2007
FDIC cert #
58479

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Bank of Central Florida

Bank of Central Florida is an FDIC-insured institution (Cert #58479). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

5015 S Florida Ave

Lakeland, FL 33813

724 S Florida Ave

Lakeland, FL 33801

201 3rd St Sw

Winter Haven, FL 33880

409 N Alexander St

Plant City, FL 33563

1 N Dale Mabry Hwy

Tampa, FL 33609

201 S Howard Ave

Tampa, FL 33606

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