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BankSonar

Carter Bank & Trust

Martinsville, VA · State member commercial bank

73

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$4.8B
Total deposits
$4.2B
Branches
66
Return on assets
7.13%
Return on equity
77.85%
Charter type
State member commercial bank
Established
2006
FDIC cert #
58596

How the 73 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Carter Bank & Trust

Carter Bank & Trust is an FDIC-insured institution (Cert #58596). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

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