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BankSonar

PeopleFirst Bank

Joliet, IL · State, non-member commercial bank

54

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$244.4M
Total deposits
$191.3M
Branches
2
Return on assets
0.99%
Return on equity
8.23%
Charter type
State, non-member commercial bank
Established
2007
FDIC cert #
58597

How the 54 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at PeopleFirst Bank

PeopleFirst Bank is an FDIC-insured institution (Cert #58597). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

3100 Theodore St

Joliet, IL 60435

1226 W Jefferson St

Shorewood, IL 60404

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