Locus Bank, Inc.
Richmond, VA · State member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $359.4M
- Total deposits
- $259.3M
- Branches
- 2
- Return on assets
- 1.26%
- Return on equity
- 5.99%
- Charter type
- State member commercial bank
- Established
- 2008
- FDIC cert #
- 58658
How the 77 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Locus Bank, Inc.
Locus Bank, Inc. is an FDIC-insured institution (Cert #58658). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
7814 Carousel Ln
Richmond, VA 23294
110 Peppers Fry Rd Nw
Christiansburg, VA 24073
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