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BankSonar

Intracoastal Bank

Palm Coast, FL · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$565.2M
Total deposits
$501.8M
Branches
3
Return on assets
1.36%
Return on equity
17.64%
Charter type
State, non-member commercial bank
Established
2008
FDIC cert #
58692

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Intracoastal Bank

Intracoastal Bank is an FDIC-insured institution (Cert #58692). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

1290 Palm Coast Pkwy Nw

Palm Coast, FL 32137

1290 Palm Coast Pkwy Nw

Palm Coast, FL 32137

2140 Lpga Blvd

Daytona Beach, FL 32117

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