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BankSonar

Gulf Atlantic Bank

Key West, FL · State member commercial bank

54

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$245.2M
Total deposits
$206.2M
Branches
5
Return on assets
0.87%
Return on equity
10.02%
Charter type
State member commercial bank
Established
2020
FDIC cert #
59181

How the 54 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Gulf Atlantic Bank

Gulf Atlantic Bank is an FDIC-insured institution (Cert #59181). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

2222 N Roosevelt Blvd

Key West, FL 33040

1626 Se 36th Ave

Ocala, FL 34471

1120 Se 17th St

Ocala, FL 34471

105 E Baker St

Plant City, FL 33563

120 Us 27 S

Lake Placid, FL 33852

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