Waterfall Bank
Clearwater, FL · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $421.9M
- Total deposits
- $343.1M
- Branches
- 2
- Return on assets
- -0.11%
- Return on equity
- -0.83%
- Charter type
- State, non-member commercial bank
- Established
- 2021
- FDIC cert #
- 59265
How the 32 breaks down
Capital ratio not reported.
Operating at a loss in the latest period.
Negative returns on equity this period.
Community-scale institution.
Your deposits at Waterfall Bank
Waterfall Bank is an FDIC-insured institution (Cert #59265). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
500 Mclennan St
Clearwater, FL 33756
500 Mclennan St
Clearwater, FL 33756
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