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BankSonar

Locality Bank

Fort Lauderdale, FL · State, non-member commercial bank

36

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$358M
Total deposits
$294.1M
Branches
1
Return on assets
0.10%
Return on equity
0.70%
Charter type
State, non-member commercial bank
Established
2022
FDIC cert #
59278

How the 36 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Locality Bank

Locality Bank is an FDIC-insured institution (Cert #59278). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

1400 S Andrews Ave

Fort Lauderdale, FL 33316

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Earning enough on your savings?

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