Beach Cities Commercial Bank
Irvine, CA · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $182.5M
- Total deposits
- $139.6M
- Branches
- 2
- Return on assets
- -0.34%
- Return on equity
- -3.98%
- Charter type
- State, non-member commercial bank
- Established
- 2023
- FDIC cert #
- 59290
How the 24 breaks down
Capital ratio not reported.
Operating at a loss in the latest period.
Negative returns on equity this period.
Community-scale institution.
Your deposits at Beach Cities Commercial Bank
Beach Cities Commercial Bank is an FDIC-insured institution (Cert #59290). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
100 Progress
Irvine, CA 92618
171 Saxony Rd
Encinitas, CA 92024
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