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BankSonar

Four States Bank

Carthage, MO · State, non-member commercial bank

32

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$116.5M
Total deposits
$92.7M
Branches
5
Return on assets
0.01%
Return on equity
0.04%
Charter type
State, non-member commercial bank
Established
2024
FDIC cert #
59352

How the 32 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Four States Bank

Four States Bank is an FDIC-insured institution (Cert #59352). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

213 Lyon St

Carthage, MO 64836

1946 S Garrison Ave

Carthage, MO 64836

1232 S Range Line Rd

Joplin, MO 64801

2045 S Glenstone Ave

Springfield, MO 65804

2045 S Glenstone Ave

Springfield, MO 65804

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