The Farmers & Merchants State Bank
Archbold, OH · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $3.5B
- Total deposits
- $2.8B
- Branches
- 41
- Return on assets
- 1.15%
- Return on equity
- 10.12%
- Charter type
- State, non-member commercial bank
- Established
- 1897
- FDIC cert #
- 5969
How the 64 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at The Farmers & Merchants State Bank
The Farmers & Merchants State Bank is an FDIC-insured institution (Cert #5969). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
41 branch locations
102 N Jefferson St
Ossian, IN 46777
111 Oak Forest Dr
Bluffton, IN 46714
150 W Washington St
Monroe, IN 46772
100 Ushy 27 N
Berne, IN 46711
1130 N Shoop Ave
Wauseon, OH 43567
300 South Defiance Street
Stryker, OH 43557
200 W Jackson St
West Unity, OH 43570
101 Main St
Delta, OH 43515
1000 S Main St
Bryan, OH 43506
2255 Scott St
Napoleon, OH 43545
1150 E Main St
Montpelier, OH 43543
403 S Pike St
Anna, OH 45302
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