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BankSonar

Macon Bank and Trust Company

Lafayette, TN · State, non-member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$825.4M
Total deposits
$757.1M
Branches
8
Return on assets
1.15%
Return on equity
15.33%
Charter type
State, non-member commercial bank
Established
1919
FDIC cert #
6091

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Macon Bank and Trust Company

Macon Bank and Trust Company is an FDIC-insured institution (Cert #6091). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

201 Main St

Celina, TN 38551

Public Square

Lafayette, TN 37083

261 Market St

Red Boiling Springs, TN 37150

10363 Highway 52 W

Westmoreland, TN 37186

609 Red Boiling Springs Rd

Lafayette, TN 37083

5284 New Highway 31 E

Westmoreland, TN 37186

685 Nashville Pike

Gallatin, TN 37066

120 Mcmurry Blvd W

Hartsville, TN 37074

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