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BankSonar

The Citizens National Bank of Bluffton

Bluffton, OH · National commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.1B
Total deposits
$846.6M
Branches
12
Return on assets
2.39%
Return on equity
23.88%
Charter type
National commercial bank
Established
1920
FDIC cert #
6531

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at The Citizens National Bank of Bluffton

The Citizens National Bank of Bluffton is an FDIC-insured institution (Cert #6531). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

138 South Main Street

Bluffton, OH 45817

305 E Kiracofe Ave

Elida, OH 45807

201 N Main St

Lima, OH 45801

135 N Main St

Lima, OH 45801

102 S Main St

Bluffton, OH 45817

1199 Westwood Dr

Van Wert, OH 45891

601 Grand Lake Rd

Celina, OH 45822

1995 Tiffin Ave

Findlay, OH 45840

102 S Main St

Bluffton, OH 45817

30 Warder St

Springfield, OH 45504

601 E 2nd St

Defiance, OH 43512

3130 Executive Pkwy

Toledo, OH 43606

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