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BankSonar

The First National Bank of Germantown

Germantown, OH · National commercial bank

42

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$94.3M
Total deposits
$83.8M
Branches
1
Return on assets
0.44%
Return on equity
5.58%
Charter type
National commercial bank
Established
1863
FDIC cert #
6592

How the 42 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The First National Bank of Germantown

The First National Bank of Germantown is an FDIC-insured institution (Cert #6592). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

17 N Main St

Germantown, OH 45327

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Earning enough on your savings?

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