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BankSonar

MCNB Bank and Trust Co.

Welch, WV · State, non-member commercial bank

50

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$365.5M
Total deposits
$301.5M
Branches
8
Return on assets
0.74%
Return on equity
6.54%
Charter type
State, non-member commercial bank
Established
1900
FDIC cert #
6803

How the 50 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at MCNB Bank and Trust Co.

MCNB Bank and Trust Co. is an FDIC-insured institution (Cert #6803). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

94 Howard St

Welch, WV 24801

3152 E Cumberland Rd

Bluefield, WV 24701

322 S Walker St

Princeton, WV 24740

1051 Claypool Hill Mall Rd

Cedar Bluff, VA 24609

85 Jerome Van Meter Dr

Beckley, WV 25801

1122 Ritter Dr

Daniels, WV 25832

75 Wyoming St

Welch, WV 24801

3102 Cedar Valley Dr

Richlands, VA 24641

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