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BankSonar

Cayuga Lake National Bank

Union Springs, NY · National commercial bank

46

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$281.1M
Total deposits
$257.3M
Branches
3
Return on assets
0.51%
Return on equity
6.92%
Charter type
National commercial bank
Established
1864
FDIC cert #
6954

How the 46 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Cayuga Lake National Bank

Cayuga Lake National Bank is an FDIC-insured institution (Cert #6954). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

397 Main St

Aurora, NY 13026

165 Cayuga St

Union Springs, NY 13160

3077 N Triphammer Rd

Lansing, NY 14882

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