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BankSonar

The First National Bank of Dryden

Dryden, NY · National commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$211.2M
Total deposits
$187.6M
Branches
3
Return on assets
1.81%
Return on equity
16.06%
Charter type
National commercial bank
Established
1902
FDIC cert #
7031

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The First National Bank of Dryden

The First National Bank of Dryden is an FDIC-insured institution (Cert #7031). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

853 Route 13

Cortland, NY 13045

7 West Main Street

Dryden, NY 13053

12 S Main St

Homer, NY 13077

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