The Ephrata National Bank
Ephrata, PA · National commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $2.4B
- Total deposits
- $2.1B
- Branches
- 23
- Return on assets
- 0.91%
- Return on equity
- 10.29%
- Charter type
- National commercial bank
- Established
- 1881
- FDIC cert #
- 7493
How the 60 breaks down
Capital ratio not reported.
Modest but positive returns.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at The Ephrata National Bank
The Ephrata National Bank is an FDIC-insured institution (Cert #7493). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
23 branch locations
809 Martin Ave
Ephrata, PA 17522
935 N Railroad Ave
New Holland, PA 17557
1 Main St
Denver, PA 17517
351 S 7th St
Akron, PA 17501
108 North East Plz
North East, MD 21901
3190 Lititz Pike
Lititz, PA 17543
56 Rising Sun Town Ctr
Rising Sun, MD 21911
31 E Franklin St
Ephrata, PA 17522
47 E Main St
Ephrata, PA 17522
127 North St
Elkton, MD 21921
42 E Main St
Ephrata, PA 17522
110 Marble Ave
East Earl, PA 17519
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