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BankSonar

ACNB Bank

Gettysburg, PA · State, non-member commercial bank

72

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$3.3B
Total deposits
$2.5B
Branches
33
Return on assets
1.75%
Return on equity
14.02%
Charter type
State, non-member commercial bank
Established
1857
FDIC cert #
7506

How the 72 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at ACNB Bank

ACNB Bank is an FDIC-insured institution (Cert #7506). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

33 branch locations

545 W Middle St

Gettysburg, PA 17325

10 High Street

Cashtown, PA 17310

675 Old Harrisburg Rd

Gettysburg, PA 17325

369 Main St

Mc Sherrystown, PA 17344

1677 Route 194 N

East Berlin, PA 17316

444 W King St

Littlestown, PA 17340

4910 Fairfield Rd

Fairfield, PA 17320

3425 Biglerville Rd

Biglerville, PA 17307

1127 Eichelberger St

Hanover, PA 17331

39 Carlisle Rd

Newville, PA 17241

444 Wmc Dr

Westminster, MD 21158

2 N Market St

Frederick, MD 21701

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