Citizens & Northern Bank
Wellsboro, PA · State member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $3.2B
- Total deposits
- $2.6B
- Branches
- 35
- Return on assets
- 0.08%
- Return on equity
- 0.71%
- Charter type
- State member commercial bank
- Established
- 1864
- FDIC cert #
- 7799
How the 40 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Mid-size institution.
Your deposits at Citizens & Northern Bank
Citizens & Northern Bank is an FDIC-insured institution (Cert #7799). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
35 branch locations
6250 County Route 64
Hornell, NY 14843
1827 Elmira St
Sayre, PA 18840
111 W. Main Street
Dushore, PA 18614
1467 Golden Mile Rd
Wysox, PA 18854
64 Elmira St
Troy, PA 16947
104 Main Street
Elkland, PA 16920
102 East Main Street, Route 49
Knoxville, PA 16928
4534 Williamson Trl
Liberty, PA 16930
41 Main Street
Tioga, PA 16946
1085 S Main St
Mansfield, PA 16933
40 Hardees Drive
Mifflinburg, PA 17844
2005 W Market St
Lewisburg, PA 17837
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