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BankSonar

Citizens Trust Bank

Atlanta, GA · State member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$786.8M
Total deposits
$669.6M
Branches
7
Return on assets
1.52%
Return on equity
11.69%
Charter type
State member commercial bank
Established
1921
FDIC cert #
8033

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Trust Bank

Citizens Trust Bank is an FDIC-insured institution (Cert #8033). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

2840 E Point St

East Point, GA 30344

5771 Rockbridge Rd

Stone Mountain, GA 30087

213 Main St

Eutaw, AL 35462

2727 Panola Rd

Lithonia, GA 30058

1700 3rd Ave N

Birmingham, AL 35203

965 Martin Luther King Jr Dr Nw

Atlanta, GA 30314

3705 Cascade Rd Sw

Atlanta, GA 30331

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