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BankSonar

Independence Bank of Kentucky

Owensboro, KY · State member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$3.8B
Total deposits
$3.1B
Branches
26
Return on assets
1.11%
Return on equity
13.72%
Charter type
State member commercial bank
Established
1909
FDIC cert #
8136

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Independence Bank of Kentucky

Independence Bank of Kentucky is an FDIC-insured institution (Cert #8136). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

26 branch locations

211 Us Highway 41a S

Providence, KY 42450

614 Henton St

Livermore, KY 42352

2465 W Parrish Ave

Owensboro, KY 42301

3228 Highway 54

Owensboro, KY 42303

308 Us Highway 41 S

Sebree, KY 42455

225 Us Highway 60 E

Hawesville, KY 42348

1950 Scottsville Rd

Bowling Green, KY 42104

1100 Barret Blvd

Henderson, KY 42420

2711 New Holt Rd

Paducah, KY 42001

8523 Us Highway 60 W

Lewisport, KY 42351

877 Fairview Ave

Bowling Green, KY 42101

3312 Lone Oak Rd

Paducah, KY 42003

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