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BankSonar

Citizens Bank and Trust Company

Blackstone, VA · State member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$583.3M
Total deposits
$493M
Branches
12
Return on assets
1.89%
Return on equity
13.69%
Charter type
State member commercial bank
Established
1873
FDIC cert #
823

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank and Trust Company

Citizens Bank and Trust Company is an FDIC-insured institution (Cert #823). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

101 N Main St

Blackstone, VA 23824

210 Carter St

Crewe, VA 23930

102 2nd St Ne

Burkeville, VA 23922

9060 N Five Forks Rd

Amelia Court House, VA 23002

1575 S Main St

Blackstone, VA 23824

1517 W 3rd St

Farmville, VA 23901

1712 S Main St

Farmville, VA 23901

12101 Olivers Way

Chester, VA 23831

497 Southpark Blvd

Colonial Heights, VA 23834

622 E Atlantic St

South Hill, VA 23970

126 S Main St

Blackstone, VA 23824

2501 Anderson Hwy

Powhatan, VA 23139

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