The Waterford Commercial and Savings Bank
Waterford, OH · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $54.4M
- Total deposits
- $46.6M
- Branches
- 2
- Return on assets
- 0.68%
- Return on equity
- 4.99%
- Charter type
- State, non-member commercial bank
- Established
- 1908
- FDIC cert #
- 8397
How the 45 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at The Waterford Commercial and Savings Bank
The Waterford Commercial and Savings Bank is an FDIC-insured institution (Cert #8397). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
250 W Main St
Crooksville, OH 43731
20115 State Route 339
Waterford, OH 45786
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