The Waterford Commercial and Savings Bank
Waterford, OH · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $60M
- Total deposits
- $52.1M
- Branches
- 2
- Return on assets
- 0.80%
- Return on equity
- 5.96%
- Charter type
- State, non-member commercial bank
- Established
- 1908
- FDIC cert #
- 8397
How the 66 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at The Waterford Commercial and Savings Bank
The Waterford Commercial and Savings Bank is an FDIC-insured institution (Cert #8397). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings ratesOther banks in Ohio
JPMorgan Chase Bank, National Association
Columbus, OH
U.S. Bank National Association
Cincinnati, OH
Fifth Third Bank, National Association
Cincinnati, OH
The Huntington National Bank
Columbus, OH
KeyBank National Association
Cleveland, OH
First Financial Bank
Cincinnati, OH