Farmers and Merchants Trust Company of Chambersburg
Chambersburg, PA · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $2.3B
- Total deposits
- $1.9B
- Branches
- 25
- Return on assets
- 1.27%
- Return on equity
- 15.37%
- Charter type
- State, non-member commercial bank
- Established
- 1906
- FDIC cert #
- 8405
How the 81 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Farmers and Merchants Trust Company of Chambersburg
Farmers and Merchants Trust Company of Chambersburg is an FDIC-insured institution (Cert #8405). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
25 branch locations
7781 Waterfall Rd
Hustontown, PA 17229
1712 Lincoln Way E
Chambersburg, PA 17202
Colorado Street
Marion, PA 17235
1100 Lincoln Way West
Hamilton Township, PA 17201
841 Wayne Ave
Chambersburg, PA 17201
2405 Philadelphia Avenue Extended
Chambersburg, PA 17201
1625 Philadelphia Ave
Chambersburg, PA 17201
3 E 1st St
Boiling Springs, PA 17007
9 W Big Spring Ave
Newville, PA 17241
13 Shippensburg Shopping Ctr
Shippensburg, PA 17257
18810 Sandy Ridge Sta
Orbisonia, PA 17243
1901 Ritner Hwy
Carlisle, PA 17013
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