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BankSonar

United Community Bank

Perham, MN · State, non-member commercial bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$352.4M
Total deposits
$321M
Branches
3
Return on assets
0.95%
Return on equity
11.79%
Charter type
State, non-member commercial bank
Established
1911
FDIC cert #
8544

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at United Community Bank

United Community Bank is an FDIC-insured institution (Cert #8544). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

101 1st Ave N

Dent, MN 56528

301 W Main St

Perham, MN 56573

122 West Main Street

Frazee, MN 56544

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