Farmers & Merchants Bank
Timberville, VA · State member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.4B
- Total deposits
- $1.3B
- Branches
- 16
- Return on assets
- 1.24%
- Return on equity
- 15.54%
- Charter type
- State member commercial bank
- Established
- 1908
- FDIC cert #
- 8668
How the 84 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Farmers & Merchants Bank
Farmers & Merchants Bank is an FDIC-insured institution (Cert #8668). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
16 branch locations
127 Rockingham Street
Elkton, VA 22827
126 N Timber Way
Broadway, VA 22815
100 Plaza Dr
Bridgewater, VA 22812
161 S Main St
Woodstock, VA 22664
2701 W Main St
Waynesboro, VA 22980
2030 Legacy Ln
Harrisonburg, VA 22801
80 Cross Keys Rd
Harrisonburg, VA 22801
165 New Market Rd
Timberville, VA 22853
2813 N Augusta St
Staunton, VA 24401
30 Gosnell Xing
Staunton, VA 24401
320 Stoney Creek Blvd
Edinburg, VA 22824
2782 Stuarts Draft Hwy
Stuarts Draft, VA 24477
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