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BankSonar

Magnolia State Bank

Eastman, GA · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$197.8M
Total deposits
$166.8M
Branches
5
Return on assets
2.14%
Return on equity
14.28%
Charter type
State, non-member commercial bank
Established
1919
FDIC cert #
877

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Magnolia State Bank

Magnolia State Bank is an FDIC-insured institution (Cert #877). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

271 W Clinton St

Gray, GA 31032

2451 N Columbia St

Milledgeville, GA 31061

100 E Greene St

Milledgeville, GA 31061

130 Oak St

Eastman, GA 31023

2500 Daniells Bridge Road

Athens, GA 30606

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