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BankSonar

Peoples Exchange Bank

Winchester, KY · State, non-member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$626.9M
Total deposits
$540.1M
Branches
9
Return on assets
1.22%
Return on equity
13.30%
Charter type
State, non-member commercial bank
Established
1912
FDIC cert #
8785

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Peoples Exchange Bank

Peoples Exchange Bank is an FDIC-insured institution (Cert #8785). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

9 branch locations

901 Richmond Rd

Lexington, KY 40502

Highways 52 And 11

Beattyville, KY 41311

175 Brooks Place Way

Winchester, KY 40391

560 Indian Mound Dr

Mount Sterling, KY 40353

53 E Pendleton St

Stanton, KY 40380

923 S Broadway St

Georgetown, KY 40324

101 N Main St

Winchester, KY 40391

541 Buttermilk Pike

Crescent Springs, KY 41017

7620 Dixie Hwy

Florence, KY 41042

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