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BankSonar

Georgia First Bank

Soperton, GA · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$295.7M
Total deposits
$265.8M
Branches
3
Return on assets
1.78%
Return on equity
18.44%
Charter type
State, non-member commercial bank
Established
1903
FDIC cert #
889

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Georgia First Bank

Georgia First Bank is an FDIC-insured institution (Cert #889). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

1202 Second St

Soperton, GA 30457

112 Charles Andrew Dr

Vidalia, GA 30474

303 Industrial Blvd

Dublin, GA 31021

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