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BankSonar

Peoples Bank & Trust Co.

Troy, MO · State member commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$904.9M
Total deposits
$800.6M
Branches
10
Return on assets
1.56%
Return on equity
18.70%
Charter type
State member commercial bank
Established
1924
FDIC cert #
8903

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Peoples Bank & Trust Co.

Peoples Bank & Trust Co. is an FDIC-insured institution (Cert #8903). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

10 branch locations

103 Pine St

Winfield, MO 63389

65 S Highway 47

Hawk Point, MO 63349

#9 Troy Square

Troy, MO 63379

1310 N Main St

O'Fallon, MO 63366

106 N Business Hwy 61

Bowling Green, MO 63334

105 S Main St

Elsberry, MO 63343

101 S 3rd St

Louisiana, MO 63353

430 E Wood St

Troy, MO 63379

1497 Cottleville Pkwy

Cottleville, MO 63376

430 E Wood St

Troy, MO 63379

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