Citizens Bank
Carthage, TN · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $832.5M
- Total deposits
- $716M
- Branches
- 7
- Return on assets
- 2.05%
- Return on equity
- 15.59%
- Charter type
- State, non-member commercial bank
- Established
- 1929
- FDIC cert #
- 893
How the 90 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Citizens Bank
Citizens Bank is an FDIC-insured institution (Cert #893). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
7 branch locations
530 Gordonsville Hwy
Gordonsville, TN 38563
70 Cookeville Hwy
Carthage, TN 37030
61 Dixon Springs Hwy
Carthage, TN 37030
577 W Bockman Way
Sparta, TN 38583
51 E Jackson St
Cookeville, TN 38501
325 N Spring St
Sparta, TN 38583
407 Main St N
Carthage, TN 37030
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