Skip to content
BankSonar

Merchants Bank

Rugby, ND · State, non-member commercial bank

64

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$257.6M
Total deposits
$226.7M
Branches
6
Return on assets
1.36%
Return on equity
13.98%
Charter type
State, non-member commercial bank
Established
1897
FDIC cert #
8943

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Merchants Bank

Merchants Bank is an FDIC-insured institution (Cert #8943). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

216 S Ellery Ave

Fairview, MT 59221

202 Main St S

Towner, ND 58788

# 3 C Avenue South

Upham, ND 58789

114 Main St S

Granville, ND 58741

210 S Main Ave

Rugby, ND 58368

649 Knutson St

Mapleton, ND 58059

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in North Dakota

All North Dakota banks →