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BankSonar

Commercial Bank & Trust Company

Monticello, AR · State member commercial bank

50

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$372.9M
Total deposits
$344.7M
Branches
8
Return on assets
0.62%
Return on equity
9.33%
Charter type
State member commercial bank
Established
1913
FDIC cert #
90

How the 50 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Commercial Bank & Trust Company

Commercial Bank & Trust Company is an FDIC-insured institution (Cert #90). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

902 Us Highway 278 And 4 East

Monticello, AR 71655

428 Highway 425 S

Monticello, AR 71655

122 Main St

Hermitage, AR 71647

413 W Pine St

Warren, AR 71671

112 W Main

Hampton, AR 71744

200 North Park Village, Suite 2

Monticello, AR 71655

212 W Gaines St

Monticello, AR 71655

104 S Main St

Warren, AR 71671

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