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BankSonar

Adams Community Bank

Adams, MA · Insured depository institution

47

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1B
Total deposits
$826.8M
Branches
10
Return on assets
0.48%
Return on equity
4.60%
Charter type
Insured depository institution
Established
1869
FDIC cert #
90140

How the 47 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Adams Community Bank

Adams Community Bank is an FDIC-insured institution (Cert #90140). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

10 branch locations

7 Main St

Lenox, MA 01240

2 Center St

Adams, MA 01220

31 Eagle St

North Adams, MA 01247

545 S Main St

Lanesboro, MA 01237

75 South St

Cheshire, MA 01225

273 Main St

Williamstown, MA 01267

93 Park St

Adams, MA 01220

41 Park St

Lee, MA 01238

660 Merrill Rd

Pittsfield, MA 01201

342 Stockbridge Road

Great Barrington, MA 01230

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