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BankSonar

The Lowell Five Cent Savings Bank

Tewksbury, MA · Insured depository institution

52

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.9B
Total deposits
$1.6B
Branches
15
Return on assets
0.68%
Return on equity
5.46%
Charter type
Insured depository institution
Established
1854
FDIC cert #
90227

How the 52 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at The Lowell Five Cent Savings Bank

The Lowell Five Cent Savings Bank is an FDIC-insured institution (Cert #90227). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

15 branch locations

30 International Pl

Tewksbury, MA 01876

700 Boston Rd

Billerica, MA 01821

23 Fletcher St

Chelmsford, MA 01824

20 Groton Rd

North Chelmsford, MA 01863

1775 Main St

Tewksbury, MA 01876

2021 Lakeview Ave

Dracut, MA 01826

270 Main St

Wilmington, MA 01887

1095 Westford St

Lowell, MA 01851

499 Groton Rd

Westford, MA 01886

250 Pawtucket Blvd

Tyngsboro, MA 01879

65 Groton St

Pepperell, MA 01463

750 Main St

Haverhill, MA 01830

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