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BankSonar

Washington Savings Bank

Lowell, MA · State member commercial bank

37

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$298.7M
Total deposits
$243M
Branches
2
Return on assets
0.16%
Return on equity
1.77%
Charter type
State member commercial bank
Established
1892
FDIC cert #
90229

How the 37 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Washington Savings Bank

Washington Savings Bank is an FDIC-insured institution (Cert #90229). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

30 Middlesex St

Lowell, MA 01852

100 Broadway Rd

Dracut, MA 01826

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Earning enough on your savings?

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