Skip to content
BankSonar

Potomac Bank

Charles Town, WV · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$975.4M
Total deposits
$845.6M
Branches
9
Return on assets
1.35%
Return on equity
14.09%
Charter type
State, non-member commercial bank
Established
1870
FDIC cert #
9023

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Potomac Bank

Potomac Bank is an FDIC-insured institution (Cert #9023). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

9 branch locations

1366 Washington St

Harpers Ferry, WV 25425

5480 Charles Town Road

Kearneysville, WV 25430

9738 Tuscarora Pike

Martinsburg, WV 25403

119 Cowardly Lion Dr

Hedgesville, WV 25427

1101 Frederick St

Hagerstown, MD 21740

115 The Plains Rd

Middleburg, VA 20117

111 E Washington St

Charles Town, WV 25414

1201 Wolf Rock Dr

Purcellville, VA 20132

446 Madison Trade Plz Se

Leesburg, VA 20175

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in West Virginia

All West Virginia banks →