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BankSonar

Main Street Bank

Marlborough, MA · Insured depository institution

49

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.6B
Total deposits
$1.3B
Branches
6
Return on assets
0.53%
Return on equity
4.86%
Charter type
Insured depository institution
Established
1860
FDIC cert #
90235

How the 49 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Main Street Bank

Main Street Bank is an FDIC-insured institution (Cert #90235). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

7 Main St

Ayer, MA 01432

81 Granger Blvd

Marlborough, MA 01752

80 Main St

Pepperell, MA 01463

6 E Main St

Southborough, MA 01772

101 W Main St

Northborough, MA 01532

186 Main St

Hudson, MA 01749

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