Cornerstone Bank
Spencer, MA · State member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $2.6B
- Total deposits
- $1.9B
- Branches
- 17
- Return on assets
- 0.63%
- Return on equity
- 6.96%
- Charter type
- State member commercial bank
- Established
- 1871
- FDIC cert #
- 90282
How the 62 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Positive but moderate equity returns.
Mid-size institution.
Your deposits at Cornerstone Bank
Cornerstone Bank is an FDIC-insured institution (Cert #90282). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
17 branch locations
253 Main St
Southbridge, MA 01550
388 Main St
Athol, MA 01331
176 Main St
Spencer, MA 01562
112 Central St
Winchendon, MA 01475
70 W Boylston St
Worcester, MA 01606
86 Worcester Rd
Webster, MA 01570
52 Main St
Ashburnham, MA 01430
200 Charlton Rd
Sturbridge, MA 01566
2 Center Depot Rd
Charlton, MA 01507
93 Main St
Rutland, MA 01543
121 S Main St
Leicester, MA 01524
196 Timpany Blvd
Gardner, MA 01440
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