Headwaters State Bank
Land O' Lakes, WI · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $119.6M
- Total deposits
- $100.4M
- Branches
- 2
- Return on assets
- 0.90%
- Return on equity
- 5.60%
- Charter type
- State, non-member commercial bank
- Established
- 1921
- FDIC cert #
- 9035
How the 49 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Headwaters State Bank
Headwaters State Bank is an FDIC-insured institution (Cert #9035). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
8319 Main St
Presque Isle, WI 54557
4175 County Road B
Land O' Lakes, WI 54540
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