Citizens State Bank
Monticello, IA · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $582.9M
- Total deposits
- $530.4M
- Branches
- 8
- Return on assets
- 1.02%
- Return on equity
- 16.94%
- Charter type
- State, non-member commercial bank
- Established
- 1931
- FDIC cert #
- 9047
How the 62 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Citizens State Bank
Citizens State Bank is an FDIC-insured institution (Cert #9047). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
8 branch locations
1218 W Main St
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204 Main St
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First Street
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101 W Madison St
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117 W 1st St
Monticello, IA 52310
7352 Columbus St
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607 6th St S
Springville, IA 52336
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