The Harvard State Bank
Harvard, IL · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $331.5M
- Total deposits
- $294M
- Branches
- 5
- Return on assets
- 1.13%
- Return on equity
- 13.96%
- Charter type
- State, non-member commercial bank
- Established
- 1866
- FDIC cert #
- 9079
How the 81 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at The Harvard State Bank
The Harvard State Bank is an FDIC-insured institution (Cert #9079). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
1265 South Division Street
Harvard, IL 60033
2470 Eastrock Dr
Rockford, IL 61108
33 N Ayer St
Harvard, IL 60033
9605 Main St
Hebron, IL 60034
510 W Washington St
Oregon, IL 61061
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