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BankSonar

South Ottumwa Savings Bank

Ottumwa, IA · State, non-member commercial bank

62

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$536.1M
Total deposits
$445.7M
Branches
6
Return on assets
1.36%
Return on equity
9.57%
Charter type
State, non-member commercial bank
Established
1903
FDIC cert #
9099

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at South Ottumwa Savings Bank

South Ottumwa Savings Bank is an FDIC-insured institution (Cert #9099). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

101 S Main St

Hedrick, IA 52563

102 S Main St

Albia, IA 52531

2525 N Court St

Ottumwa, IA 52501

320 Church St

Ottumwa, IA 52501

217 S Main St

Albia, IA 52531

101 E 4th St

West Liberty, IA 52776

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