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BankSonar

Osgood Bank

Osgood, OH · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$514.1M
Total deposits
$452.5M
Branches
6
Return on assets
1.24%
Return on equity
15.82%
Charter type
State, non-member commercial bank
Established
1915
FDIC cert #
9137

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Osgood Bank

Osgood Bank is an FDIC-insured institution (Cert #9137). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

500 E Park St

Fort Loramie, OH 45845

79 W Franklin St

Chickasaw, OH 45826

165 East Lake Street

Lakeview, OH 43331

275 W Main St

Osgood, OH 45351

275 W Main St

Osgood, OH 45351

207 W Main St

Russia, OH 45363

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