Skip to content
BankSonar

Farmers & Merchants Savings Bank

Manchester, IA · State member commercial bank

58

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$595.3M
Total deposits
$514.7M
Branches
7
Return on assets
1.10%
Return on equity
8.52%
Charter type
State member commercial bank
Established
1925
FDIC cert #
9298

How the 58 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers & Merchants Savings Bank

Farmers & Merchants Savings Bank is an FDIC-insured institution (Cert #9298). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

7641 Lake Dr

Lino Lakes, MN 55014

4000 1st Ave Ne

Cedar Rapids, IA 52402

845 East County Road 32

Vadnais Heights, MN 55127

200 1st St Sw

Cedar Rapids, IA 52404

220 W Main St

Anamosa, IA 52205

111 E 1st St

Monticello, IA 52310

101 E Main St

Manchester, IA 52057

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Iowa

All Iowa banks →