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BankSonar

Citizens State Bank of Milford

Milford, IL · State, non-member commercial bank

40

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$57.9M
Total deposits
$53.1M
Branches
1
Return on assets
0.35%
Return on equity
4.39%
Charter type
State, non-member commercial bank
Established
1907
FDIC cert #
931

How the 40 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens State Bank of Milford

Citizens State Bank of Milford is an FDIC-insured institution (Cert #931). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

36 E Jones St

Milford, IL 60953

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