Skip to content
BankSonar

Farmers & Merchants Bank

Miamisburg, OH · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$354.8M
Total deposits
$304.8M
Branches
5
Return on assets
1.73%
Return on equity
16.08%
Charter type
State, non-member commercial bank
Established
1923
FDIC cert #
9462

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers & Merchants Bank

Farmers & Merchants Bank is an FDIC-insured institution (Cert #9462). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

3235 Alexandersvil Bellbrk Rd

West Carrollton, OH 45449

2367 Beechwood Dr

Germantown, OH 45327

47 W Main St

New Lebanon, OH 45345

41 S 1st St

Miamisburg, OH 45342

720 Gardner Rd

Springboro, OH 45066

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Ohio

All Ohio banks →