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BankSonar

The Home Trust & Savings Bank

Osage, IA · State member commercial bank

62

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$294.8M
Total deposits
$261.2M
Branches
1
Return on assets
1.22%
Return on equity
13.08%
Charter type
State member commercial bank
Established
1899
FDIC cert #
963

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Home Trust & Savings Bank

The Home Trust & Savings Bank is an FDIC-insured institution (Cert #963). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

628 Main St

Osage, IA 50461

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Earning enough on your savings?

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