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BankSonar

Jefferson Security Bank

Shepherdstown, WV · State, non-member commercial bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$577.6M
Total deposits
$536M
Branches
6
Return on assets
0.83%
Return on equity
12.83%
Charter type
State, non-member commercial bank
Established
1869
FDIC cert #
9997

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Jefferson Security Bank

Jefferson Security Bank is an FDIC-insured institution (Cert #9997). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

873 E Washington St

Charles Town, WV 25414

1487 Edwin Miller Blvd

Martinsburg, WV 25404

277 Mineral Drive

Inwood, WV 25428

7994 Martinsburg Pike

Shepherdstown, WV 25443

103 W Main St

Sharpsburg, MD 21782

105 E Washington St

Shepherdstown, WV 25443

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